Welcome To Rks Agency.

Rks Agency provides online insurance quotes, where the customer can get a quote and buy insurance policy. We have a range of products from a large selection of insurance companies. Competitive premiums are one part but added benefits are also what Rks Agency aims at. We make sure that the customer does not have to go elsewhere to fulfill their insurance needs.

We are licensed life and general insurance broker, not online aggregator and we can proudly say that Rks Agency represents many leading insurance service providers to offer you the best plan at really affordable insurance premiums.

Rks Agency.com helps you compare general insurance plans online. In general insurance, visitor can compare!

Motor insurance, Travel Insurance, Personal Accident Insurance, Health Insurance We provide high-end services from online insurance quotes to claim processes. We recommend you to compare different insurance plans on Rks Agency before finalizing any specific product. We offer our customers unbiased comparison of policies from all leading insurance companies in India.

If you have any insurance related queries, then give us a call on our number and talk to our representatives. You could save some handsome amount of money on your insurance premium just by comparing online plans.

 

 

Car insurance

 Car insurance


    Fundamentally, car insurance means an agreement between a vehicle owner and an insurance company in which policyholder pays a certain amount i.e. premium for a policy which gives economic coverage to policyholder against losses in case the insured vehicle is damaged or stolen. Auto insurance policy covers loss of vehicle, damage to automobile, damage which your vehicle causes, and protection against liability if you will be sued after an accident. The premium amount is based on the make and value of the car, car registration state and manufacturing year. Insurance buyers can make use of car insurance premium calculator to buy car insurance online and save some money on premium. Online car insurance calculator does not charge you anything for access.

Why Vehicle Owner Needs

Motor Insurance coverage


  As per Indian Motor Vehicles Act 1988, it is mandatory to own car insurance to drive. Every personal, commercial or business purpose vehicle needs to be covered as it financially saves vehicle owner during unexpected situations. The best motor insurance India provides protection against following risks:

    •  Natural Calamities
Fire, explosion, self-ignition or lightning, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, landslide, rockslide, earthquake (fire and shock damage)

    •  Man-made Calamities
Burglary, housebreaking or theft, riot, strike, accidental external means, malicious act, terrorist activity, whilst in transit by road, train, inland waterway, elevator, lift or air

    •   Third Party Legal Liability
It means that policyholder is insured against injury or death resulted by your vehicle to pedestrians, passengers and occupant of other vehicles.

    The policy does not cover
    •   Pace making
    •  Organized racing
    •  Speed testing

Sum Insured

   Vehicles are covered at a specific value called as the 'Insured's Declared Value’ and it is calculated on the basis of the manufactures listed selling cost of the vehicles along with the listed cost of any accessories after deducting the depreciation for every year according to the schedule offered by the Indian Motor Tariff. If the cost of any electrical and / or electronic item installed in the vehicle is not included in the manufacturer’s listed selling price, then the actual value (after depreciation) of this item can be added to the sum insured over and above the IDV.

Car Insurance Premium

Saving Tips
Below are a few tips to get the best car insurance online in India:
    •   Proper research is necessary to select the best motor insurance policy.
    •   Ask for explanation of all the points in a simple language.
    •   To get a quote, compare costs and benefits from various motor insurance companies.
    •   Always demand for added advantages.
    •   Access online car insurance calculator to know approximate premium amount.

Tax Benefits
No tax benefits are available on motor insurance.